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home_repair_loans [2018/05/16 17:09]
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home_repair_loans [2018/12/17 19:19] (current)
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Many situations can pose threats to a family’s health. According to the EPA Americans spend more than 85% of their time (on average) indoors and most of that is in a residence. Situations like mold and/or cold and damp conditions can cause respiratory hazards and other health issues in both adults and children. It’s especially serious for those with asthma. Many situations can pose threats to a family’s health. According to the EPA Americans spend more than 85% of their time (on average) indoors and most of that is in a residence. Situations like mold and/or cold and damp conditions can cause respiratory hazards and other health issues in both adults and children. It’s especially serious for those with asthma.
-Based on the feedback and inquiries we receive in our [[Free Grants Community]], the need for home repairs and improvement in the U.S. is great — and increasing. People want and need to make improvements not just to increase the value of their home (though that is an important added benefit). In many cases the need is urgent for the health and safety of the family.+Based on the feedback and inquiries we receive in our [[:start|Free Grants Community]], the need for home repairs and improvement in the U.S. is great — and increasing. People want and need to make improvements not just to increase the value of their home (though that is an important added benefit). In many cases the need is urgent for the health and safety of the family. Fortunately this need is recognized, and more and more programs exist in the private arena as well as at federal and state government levels.
-Fortunately this need is recognized and more and more programs exist in the private arena as well as at federal and state government levels: +=====Home Repair Loans: Public & Private=====
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-=====Home RepairLoans: Public & Private=====+
===Federal and State Loans=== ===Federal and State Loans===
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===Home Repair Loans: New Lenders=== ===Home Repair Loans: New Lenders===
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 +**UPdate December 2018**
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 +Are you looking for a relatively small loan but you don’t have a great credit score? Avant is a lender that has a minimum score of just 580 for borrowers to qualify. They  make loans in amounts from $2000 to #35,000. And they do charge an origination free of 4.75 % of the amount of the loan. This is about the lowest acceptable credit score rate that we have seen. It can be frustrating but of course borrowers are motivated to confirm that borrowers have a history of paying their bills.
Relatively new on the lending scene are some personal lenders such as SoFi. SoFi started as a lender for those wishing to finance paying off student loans. Today they receive some high marks for their performance in providing funds for debt consolidation of any kind. (Note that some users have complained of problems in their reviews of this lender but overall they score high in customer satisfaction). SoFi is also an option for home improvement financing. They are worth taking a look at but be aware that they require credit scores at or above 660 and you income must be pretty high. Their average borrowers’ median income is over $100,000. And they don’t do business in Nevada. Their loan amounts usually range from five to one hundred thousand with apr’s between 5-15%. Relatively new on the lending scene are some personal lenders such as SoFi. SoFi started as a lender for those wishing to finance paying off student loans. Today they receive some high marks for their performance in providing funds for debt consolidation of any kind. (Note that some users have complained of problems in their reviews of this lender but overall they score high in customer satisfaction). SoFi is also an option for home improvement financing. They are worth taking a look at but be aware that they require credit scores at or above 660 and you income must be pretty high. Their average borrowers’ median income is over $100,000. And they don’t do business in Nevada. Their loan amounts usually range from five to one hundred thousand with apr’s between 5-15%.
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home_repair_loans.1526490552.txt.gz · Last modified: 2018/05/16 17:09 by admin