We get lots of feedback and requests from single moms in our Grants Community and we know things can be very tough. It's hard to know where to find help. In help for single moms below we are careful to steer you in directions that cost little or no money and will not lead you further into debt.
Many offers of assistance for moms involve grants or other sources of financial aid to continue your education. Though higher education can be a good thing it may not be your best option now. Many people turn to government loans to go to school without a clear idea of how - or if - more education will help them find a job. You may get grants and eke out a living while you study and support your children only to find yourself deeply in debt with no better chances of finding a job.
So be wary of offers for assistance that involve only finding ways to keep going to school without clear employment opportunities. Realize that almost all grants are offered not directly from the government to individuals but are given through local, community-based agencies and non-profit organizations. Those will be your best options for creating a secure environment for you and your children.
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According to Census reports almost 85% of single parent households are headed by women and about 40% of those are living at or below the poverty level. Those are pretty depressing figures, and they tell us that the real problem is very likely not education – the real problem is lack of a reasonable level of employment. While a college education can certainly lead to a better job, a degree is not a guarantee of a good job in the near term.
If you are on your own with children your top priorities are probably food, shelter, and a way to support yourself financially. We will focus on those topics in this article and encourage you to find a way forward without incurring big student debts. Here are some programs with real potential:
It can be overwhelming to try to navigate through government agencies and programs and figure out who can really help you. Many people are not aware of 2-1-1. This is a phone number that you can call and reach a person to whom you can explain your circumstances and your needs. They will be familiar with what services are available in your area and can tell you how to take advantage of them. This is an excellent place for you start figuring out what to do next.
Temporary Assistance for Needy Families
This is a government program that used to be called Aid to Families with Dependent Children. It is administered differently by each state, so be sure to look up information specific to your state. Find it through an internet search for your area. Also check out our discussion of the government site benefits.gov to be sure that you are taking advantage of any government benefits for which you might qualify.
Government Job Corps Program
The U.S. Department Of Labor runs a program called Job Corps that is designed to help people develop skills and find jobs. You can take a quick quiz and find out if you are eligible for programs specifically targeted for single parents. If you qualify you may find the help you need to get you and your family on your feet financially.
Women in Apprenticeship and Non-Traditional Occupations (WANTO)
Changes in technology and the economy are causing shifts in different types of job opportunities. The Department of Labor has created a program specifically designed to hep women take advantage of those opportunities through training and support programs. They awarded $1.8 million in grants to community-based organizations that have connections with a local Workforce Investment Area. The money is to be used to help women get training and find jobs in specific areas where there is a projected increased demand in employment, significant changes to workforce requirements, or where there are new and upcoming “green” occupations.
Initial awards went to groups in Chicago, Boston, Georgia, Oregon, West Virginia, and Los Angeles, CA. Check out the Department of Labor's web site or do an internet search with the name of your local area and WANTO or “Women in Apprenticeship and Non-Traditional Occupations” to see if there may be an opportunity nearby.
Local Housing Agencies
The Department of Health and Human Development offers lots of local support to help people in need of housing. Do a search to find a local housing agency near you, or ask about housing agencies when you call 2-1-1. While they won't be able to give you a grant to buy a house they are probably your best bet for honest answers and support in your area.
Churches and Other Non-Profit Organizations
Finding a vibrant and supportive local church can be a help to you in so many ways. Local pastors are familiar with support services in your area. Many churches have Moms groups that can help you find friends dealing with parenting issues. The wider your network, the greater your likelihood of finding a job or at least a helping hand. In addition you should look for local Community Services Agencies as well as contacting organizations like the Salvation Army or City Team Ministries.
While you may not be a widow you do share needs in common with those who have children and are coping without a spouse. See our article about Grants For Widows With Children for additional ideas about finding the support you need.