Qualify for a Pell Grant

Are you eligible for a Pell Grant? Pell Grants are need-based awards of government money for education. They are different from government student loans because they are essentially free money: you never have to repay them! Another big plus is that you don't have to compete for Pell Grants – if you qualify based on the questions below, you get one.

One important caveat: if you're trying to decide whether to go after a Pell Grant and go to a particular school, don't be discouraged if you see recent Department of Education reports on the graduation rates or Pell Grant recipients at that school. According to a recent U.S. News and World report, that number is apt to be incorrect and much lower than the actual graduation rate. For example, the Department reports Boston University as having a 25% graduation rate for those who receive Pell Grants, while the school itself reports a rate of 84%.

That's a big difference! And it makes it much more probable that as a recipient of a Pell Grant you will in fact be able to graduate. So take a look at the reported numbers but also ask the school directly for what is probably the actual number. And go ahead and see if you should apply for a Pell Grant. Just take the quiz:

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Discover your program today!

Pell Grant Quick 6 Quiz

Just answer Yes or No to the following six questions:

1. Are you an undergraduate student?

2. Is your family considered “low-income,” or are they putting several brothers and sisters through college at this time? (Note: it doesn’t matter if you're independent, file your own taxes, or get no help from your family. Until you're 24, whether it’s fair or not, the government assumes that your family can and will contribute to your education if they have the funds.)

3. Are you a U.S. citizen?

4. Have you filled out and submitted your FAFSA application?

5. If male, are you registered with the Selective Service?

6. Are you already receiving a Pell Grant?

If you can answer “Yes” to the first five questions, and “No” to the last (you can only have one Pell Grant at a time), then you may be eligible and you should check out our Pell Grants page. In fact if you answered yes to question #4, you have already automatically applied—but the rest of the quiz will tell you if you even have a chance to win a Pell Grant.

To investigate Scholarships, look at Scholarship Information and—for those who may not be at the top of their class—some very interesting Scholarship Contests that do not require a specific grade point average.

What's Happening Now?

News November 2015: Beginning in the fall of 2016, high school students will be able to apply for Pell Grants to help pay for their participation in “dual enrollment” programs. Low income students taking early college courses will now be able to apply for these important grants to pay for tuition, books and fees! Stay tuned as the availability date gets closer….. and check out Pell Grants for more details on the new program.

News October 2015 The Department of Education has just announced a new program that will open up federal student aid and loans to more people. Until now such aid (including Pell Grants) has only been available to those attending accredited schools. Now students attending experimental offerings like computer coding bootcamps and other short term, intensive programs will also eligible. These “career accelerators” could be a great opportunity not only for young adults but also for older, mid-career adults looking to expand their options. It’s not yet clear when the program will be open for applications or what the approval procedure will be, but stay tuned for new developments - and follow us on Google Plus for updates.

Pell Grants for Prisoners? President Obama has proposed making those incarcerated eligible for Pell Grants. The plan calls for a 3-5 year “test” to see if recidivism decreases as a result. The plan has drawn praise from some and criticism from others – including families borrowing heavily to put their kids through school. Regardless of objections from some in Congress their approval may not be necessary. Since the plan is termed as a test, or experiment, they could enact the plan by simply waiving the current ban, thereby bypassing Congress.

News update on Pell Grant award limits: Changes to Pell Grant award legislation increased the current maximum award level to $5775. There is still an overall limit to the amount of Pell Grant awards you can receive in your lifetime. That limit has been set at the “equivalent” of 12 semesters of awards.

To calculate what your equivalent receipt of awards is, you need to determine what portion of any given academic year you were actually enrolled. So, if you were scheduled to receive the maximum award of $5775 in a given year, but you were only actually enrolled for half a year, your amount of the award used would be calculated at one-half times 100% equals 50%. If you enrolled for just one-quarter of the year you would have used 25%. Your total use to date will be calculated and capped at 600% – or the equivalent of 6 years of full-year enrollment. If you are just now planning for college, this should still appear to be a very generous award program. If you have been receiving Pell money for some time, you may find yourself unexpectedly capped and ineligible for future awards.

Now that you know whether you are eligible - even with the changes in the program, act fast to complete and submit your FAFSA (and remember, it's free to do that!). Ongoing negotiations in Washington regarding the U.S. budget and the amount of debt our nation can reasonably sustain could impact the amount of money available to fund Pell Grants in 2014 and beyond.

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qualify_for_a_pell_grant.txt · Last modified: 2015/11/02 19:13 by admin